Based on data from the lowest average auto insurance rates viewed by over 1 million car insurance consumers on the Insurance.com 2007 platform through September, auto insurance rates are continuing to decline according to Insurance.com's 2007 Mid-Year Auto Insurance Pricing Report. "As the cost of gas and energy continue to increase, creating a financial burden for many Americans, we are happy to report that car insurance rates continue to decline for many states," reports David Roush, CEO of Insurance.com. "In our 2007 Mid-Year Auto Insurance Pricing Report we saw a 1% decrease in car insurance rates. In our Insurance.com 2007 Third Quarter Auto Insurance Report, that shift continued with a 1.5% decrease in auto insurance rates from 2006."

Dealing with the ins and outs of auto insurance can be as tricky and confusing as trying to untie the Gordian knot. Although we can`t help you with the knotty Gordian problem, the following recommendations could help you figure out some of the more complicated points of auto insurance.

Most people complain about the cost of their auto insurance--hardly surprising, given that a typical policy costs at least several hundred dollars a year. Depending on your age, driving record, and other factors, your annual premium can be significantly more than that. So how can you lower your premium and save yourself money?

Your auto insurance company probably has a lot of your personal information, and that`s not necessarily a bad thing. For instance, auto insurers get a hold of your driving record, credit history, and other info to use in making decisions such as whether to cover your vehicles and how much to charge you for coverage.

If your teen is away at school, living part-time with an ex-spouse, or spending a significant amount of time away from your single-parent home, you may be wondering if you are still required to keep them on your car insurance policy. Insuring a teenage driver can be an expensive endeavor, but depending on the circumstance and practices of your car insurance company, you may not be required to keep them on your auto insurance policy

Insurance.com reports that annual car insurance rates continue to decline. Based on data from the lowest average auto insurance rates viewed by almost 700,000 car insurance consumers on the Insurance.com 2007 platform through June, auto insurance rates are continuing to decline from Insurance.com's 2006 Auto Insurance Pricing Report. "So far in 2007, we have seen a 1% decrease in car insurance rates from 2006," says David Roush, CEO of Insurance.com. "The national average premium in 2006 was $1,916, in 2007 that average has dropped to $1,896 - a modest decline but a nice reprieve considering the rising cost of gas."

In an effort to make sure everyone has and can afford car insurance, law officials in California have launched a new Low Cost Auto Insurance program for low income residents. This program will help eliminate the amount of uninsured drivers on the road, while reducing the financial burden many auto insurance companies and insured drivers have been feeling due to the large amount of uninsured motorists on the road.

With gas prices heading higher each year, many people are looking for resourceful ways to save on fuel, such as taking the bus, the train, riding a bike or car-pooling to work. Yet even with these money-saving tactics, drivers are still paying for full auto insurance coverage on their vehicles.

With the popularity of custom car TV shows such as "Pimp My Ride", personalized cars are becoming hotter than ever before - and the accessories have come a long way from simple paint jobs and fuzzy steering wheel covers. Today, drivers want their cars to stand out from the crowd and express their personality and style. As a result, car owners are adding chrome rims and grills, customized murals, Spree wheels (spinner rims), pipes, flat screens, monitors, decked out stereo systems, ground effects and hydraulics that make their new rides jump, hop or low ride.

On average, a motor vehicle crash occurs every 5 seconds, a person is injured in an accident every 11 seconds, and a fatal injury occurs every 12 minutes. Those are scary thoughts as you head out the door to school, work or to the store and convincing evidence of why auto insurance coverage is so necessary.